Our business has been operating since 1988 and we currently have a team of thirteen staff.

Principal Adviser Marie Bermingham has been in the financial planning industry for 25 years and has built a strong, diverse client base with her comprehensive skills and experience.

James Menezies has been a valued member of the team since March 2004. James has completed his Bachelor of Economics and Diploma of Financial Planning.

Just imagine...

Imagine for a moment, after discussing with you, you had an expertly prepared, tax-effective, wealth generation strategy. Imagine having the legislative and economic environment monitored for you and discussed with you to ensure your strategy takes full account of emerging opportunities. Imagine any change in your life circumstances or priorities being quickly absorbed into your wealth generation strategy in the most appropriate way, whilst still maintaining total control of your investments.

Imagine being able to see at a glance the progress you are making and the likely outcomes you will achieve over time, or having on hand an expert team to meet and discuss new opportunities. Imagine knowing the decision to heed or ignore the latest popular investment trend was considered in conjunction with you and a recommendation made by experts in full view of your circumstances. You don't have to imagine it. This outcome is exactly what Sovereign Bridge Capital Group can achieve for each of its clients, large or small.

What do we know?

First we have to know you. We see the need to know where you are on life's journey and which of the milestones are within your current horizon. Milestones like first job, first home, marriage, children, career advancement or change of career, your growing family and their needs and aspirations, work life balance and the transition from just meeting expenses to acquiring financial independence for a happy and fulfilling retirement.

Secondly, we have to know the investment markets, superannuation legislation, retirement planning, tax structuring and estate planning. We boast extensive knowledge of companies and trusts, solutions for wealth generation, asset protection, tax effective transfer of assets, accelerated home loan repayment, legal income splitting, protection against financial risk, and we keep up to date in the ever-changing environment. We have been understanding clients and understanding the complexities of financial markets and legislation for many years. This combination has enabled our clients, in varying ways, to minimise financial risk, maximise wealth generation and make the most of every opportunity to build a tax effective income stream and their most desired lifestyle.

Thirdly, we have to know what to look for and what to look out for. As our clients become more familiar with the financial solutions we design for them, they often say, "I didn't know how much I didn't know". What you don't know can hurt you. Keeping a watching brief on the issues that affect you, and where possible knowing them in advance, is part of the collective wisdom our company holds and develops.

As individual as you are

Wealth Coaching is for clients who are not seeking investment management or administrative assistance. These clients are generally 'do it yourself' investors with significant experience, interest and skill. However they are skilled enough to know that even at this level, our greater experience and objectivity can add significant value. We provide DIY investors with financial health checks, risk audits, high-level strategic input, accountability systems, investment reports, technical services and a reduced risk of error.

Sovereign Service is preferred by clients who wish to be less involved in the day to day running of their financial affairs. They are free to focus on business, career and family because the Sovereign Service buys them time and peace of mind. These clients typically have greater assets which justify the closer monitoring, tailored portfolio design, strategic planning and cash flow management that the Sovereign Service includes. We can also tailor a package to suit your requirements, which is designed for those clients who wish to begin the wealth accumulation journey, whilst cost effectively setting in place the steps to financial security.

Quality assurance

The issues Sovereign Bridge Capital Group handle on behalf of our clients are significant. You have a right to be sure we are as good as we say we are.

Your first assurance is that the services on offer can now only be provided in Australia by organisations with a Government licence. Sovereign Bridge Capital Group is the trading name of Bepad Pty Ltd, who obtained its own Australian Financial Services License in August 2002. This licence is granted by the Australian Securities and Investments Commission. It imposes upon us strict compliance procedures and a requirement to keep up-to-date and act in our clients' best interests at all times.

We are also bound by the Financial Planning Association's Code of Ethics, which are general standards of a mandatory and enforceable nature and include:

• Integrity
• Objectivity
• Competence
• Fairness
• Diligence
• Professionalism
• Confidentiality
• Compliance

Your second assurance is the very favourable outcomes we produce for our many clients! Please click here to read our detailed client testimonials.

Industry Memberships

Sovereign Bridge Capital Group is a Principal Member of the Financial Planning Association of Australia, the Australian Institute of Management and the Taxpayers Association of Australia.

Affiliations

Sovereign Bridge Capital Group is affiliated with Boutique Financial Planning Principals Group in Brisbane.

Meet the team

Please click here to download a pdf document of our staff profiles.